Lago Banking Financial Services Job Listings

Junior Administrative and Financial Technician - Atrian - Maia64840359991426120

Indeed

Junior Administrative and Financial Technician - Atrian - Maia

Founded in 2003, we are a Portuguese company specializing in the ultra-frozen food sector. We produce innovative daily solutions for bakery, pastry, desserts, and meals, ensuring the highest standards of quality, safety, and sustainability. We are seeking a **Junior Administrative and Financial Technician** to join the Finance Department in **Maia**. **Main responsibilities:** * Support budgetary control; * Validation and control of invoices; * Monitoring and analysis of costs, identifying deviations; * Updating control reports and reporting; * Administrative support to the finance and management control areas; * Treasury control (banks and current accounts); * Support to accounting and human resources. **Requirements:** * Bachelor’s degree in Management or Accounting; * Prior professional experience in similar roles; * Experience with Sage X3 software – preferred; * High level of organizational skills and attention to detail; * Proactive profile with strong sense of responsibility and ability to set priorities; * Strong communication and interpersonal skills. **We offer:** * Integration into a solid and growing company; * Continuous training and opportunities for career development; * Remuneration commensurate with experience. Type of position: Full-time Work location: On-site

R. Augusto Simões 1263, 4470 Maia, Portugal

Indeed

Client Manager

Client Manager Santo Tirso DS Intermediários de Crédito, part of the Decisões e Soluções Group, is seeking a professional with experience in credit or banking. Your responsibilities: Accompany and manage clients Present credit solutions (housing, personal, auto, and debt consolidation loans) Negotiate with major financial institutions Requirements: Experience in banking, finance, or credit roles Strong communication skills, organized, and results-driven Knowledge of financial products and documentation We offer: Base salary \+ attractive commissions Continuous training and support Dynamic team and stable work environment If you are communicative, organized, and enjoy helping clients find the best financial solutions, we want to meet you! Work Location: DSI Santo Tirso Employment Type: Full-time

R. Tapado 165, 4780-398 Santo Tirso, Portugal

Indeed

Credit Managers

We are recruiting Credit Managers What you will do: Acquire, manage and monitor clients \+ negotiate financial solutions Profile: Entrepreneurial spirit, strong negotiation skills, customer-oriented attitude and professional appearance We offer: Training, support, career progression and attractive remuneration. Type of position: Part\-time, Full\-time

R. Tapado 165, 4780-398 Santo Tirso, Portugal

Credit Manager Penafiel (f/m) Penafiel64204368597889123

Indeed

Credit Manager Penafiel (f/m) Penafiel

Job Description We are looking for a dynamic and motivated Credit Manager to join our team of credit intermediaries. In our company, we help clients obtain financing through trusted banking partners. We are seeking someone who can effectively navigate the credit process and always maintain a focus on customer satisfaction. Main Responsibilities: Assess clients' financial needs and provide customized credit solutions. Establish and maintain relationships with banking partners. Monitor the financing process until completion. Ensure all documentation is accurate and complete. Provide excellent financial advice to clients. Requirements: Previous experience in credit or banking is an advantage. Excellent communication and negotiation skills. Strong customer and results orientation. Knowledge of credit policies and procedures. Offer: Opportunity for professional growth and development. Collaborative and motivating work environment. Continuous training provided by the company.

R. Alfredo Pereira 154, 4560 Penafiel, Portugal

Credit Manager with Experience - Póvoa de Varzim64204368617347124

Indeed

Credit Manager with Experience - Póvoa de Varzim

We are looking for an experienced Credit Manager to join our store in Póvoa de Varzim. Someone with knowledge of the financial sector, analytical skills, and a passion for customer interaction—someone who can guide each process with clarity and confidence. Your main responsibilities: Providing personalized client advice in the areas of mortgage, personal, and consolidated credit; Financial feasibility analysis and document collection; Liaising with banking institutions and monitoring the process through to signing; Ensuring close, transparent, and efficient service. What we value: Experience in credit intermediation; Up-to-date knowledge of banking products and analysis requirements; Strong communication skills, empathy, and customer focus; Autonomy, responsibility, and results orientation. What we offer: Integration into a solid group with continuous support; Work tools and established banking partnerships; Multidisciplinary team and collaborative environment; Remuneration aligned with experience and performance. If you're seeking a new challenge within a group where your experience is valued and your growth supported, send your application with the subject line "Credit Manager - Póvoa de Varzim" to \[email escondido].

R. Prof. Leopoldino Loureiro 10, 4490-677 Póvoa de Varzim, Portugal

Internal Audit and Control Technician | Paredes64155173734658125

Indeed

Internal Audit and Control Technician | Paredes

A century-old reference in the automotive and mobility sector, Grupo JAP represents 18 automotive brands across more than 60 sales and service points **CARBY**, owns **MATRIZAUTO** (the country's largest *megastore* for semi-new and used vehicles), and holds the *master franchise* for the car rental company **SIXT** in Portugal. Nationally, it is also a key player in the agricultural and industrial machinery and material handling equipment market through Entreposto Máquinas, the official representative of over 10 brands in this sector. In Africa, the Group operates in Angola, Kenya, Uganda, and Tanzania, where it is an emerging force in the heavy vehicle (MAN) and agricultural and industrial machinery markets. In Mozambique, under the Entreposto brand, it is a leading provider of mobility solutions, offering light and heavy vehicles, agricultural and industrial machinery, and other related services. Being part of the JAP universe means committing to evolution and diversity across markets, customers, geographies, people, and teams. If you are seeking an exciting professional challenge, this project is for you! **Responsibilities:** \- Conduct internal audits in accordance with the approved Audit Plan (assess processes, procedures, and internal controls to ensure compliance with established policies and regulations); \- Identify risks and vulnerabilities, proposing mitigation measures; \- Prepare and produce detailed audit reports, identifying non-conformities and including respective recommendations, corrective and preventive actions identified; \- Monitor the implementation of recommendations, corrective and preventive actions identified during internal and external (independent) audits; \- Collaborate with relevant departments to identify critical risks related to the operational aspects of executed procedures; \- Work together with involved departments to identify and define internal procedures and risk control mechanisms related to systems, processes, and procedures used; \- Verify, in coordination with relevant departments, compliance with internal procedures; \- Participate in the preparation of reports on corporate governance practices and internal control. **Profile:** \- Bachelor’s degree in Economics, Management, or similar (Preferred); \- Knowledge of auditing and internal control (Preferred); \- Familiarity with SAP systems (Preferred); \- Good command of English; \- Resilient with a critical mindset; \- Teamwork skills. **We Offer:** \- Integration into a solid and reputable Group currently implementing several growth projects; \- Training and opportunities for professional and personal development; \- Genuine career progression opportunities based on performance and demonstrated competencies; \- Favorable working conditions and social benefits provided by the company (Health Insurance and Life Insurance). Job Type: Full-time

R. 1º de Dezembro 2, 4580-021 Paredes, Portugal

Indeed

Credit Manager

**CREDIT MANAGER** 3 Open Positions \| Starting September Leading agency in Braga **What we offer:** Free complete training Commissions above market average Premium facilities in the center of Braga Cutting-edge technology Digital tools Full support and guidance LEADS **We are looking for:** Ambitious and communicative individuals Full\-time availability Own vehicle (essential) Desire to earn more Experience valued but NOT required! **Why MAXFINANCE ALVO?** Consolidated expertise Experienced and recognized team Largest credit brokerage brand in Portugal Own training academy Awards and recognition **Apply today!** Don't miss this golden opportunity. Develop your career in a motivating and successful environment. recrutamento.alvo@maxfinance.pt ‪\+351 964 517 881‬ MAXFINANCE ALVO – We provide the best credit service for you! Type of offer: Full Time Salary: 20,000.00€ \- 40,000.00€ per year Expected start date: 09/01/2025

R. 25 de Abril 104, 4710-913 Braga, Portugal

€ 20,000-40,000/year

Mortgage Loan Process Manager – Ponte de Lima64088882770177127

Indeed

Mortgage Loan Process Manager – Ponte de Lima

**Do you want to work in a place where stability isn't just a promise, but a reality?** At **JP Crédito e Seguros**, we help families across the country save on mortgage loans — in a simple, transparent way and at no cost. We are growing and need people who enjoy **being part of a united team**, who feel motivated to help others, and who value the security of having a stable position where they can grow. **Your day-to-day role** * Accompany families throughout the entire mortgage loan process, ensuring clarity and precision. * Organize essential documentation and meet deadlines so nothing fails. * Communicate with clients in a close and empathetic manner, conveying trust. * Support the sales team and keep information up to date. * Contribute to an organized system that brings peace of mind to everyone. **What we're looking for** * Responsibility and attention to detail — you like to keep everything in order. * Team spirit and willingness to help colleagues and clients. * Comfort with computer tools (Excel is an important plus). * Clear and empathetic communication that conveys confidence. * Desire for stability, learning, and growth within a solid company. **What we value (but don't require)** * Experience in administrative or financial roles. * Ability to manage multiple processes without losing composure. * Proactivity to make work more efficient and secure. **What we offer** * Direct employment contract (no outsourcing). * Fixed salary between €870 and €1,200, meal allowance \+ monthly variable pay (potential earnings up to €2,500 depending on performance). * Initial and ongoing training — you'll always feel supported, never alone. * A cohesive team that helps each other and creates a healthy environment. * Stability and future career prospects. * Location: Ponte de Lima (09:00 to 18:30\). If you're looking for a stable position in a positive environment, where everyone pulls in the same direction and your work has real impact on families — this is your moment. Apply now through the link (it's quick and simple): https://zfrmz.eu/LjoYcan6CkLvU7QNlC1O Job type: Full-time Pay: €870.00 - €1,500.00 per month Benefits: * Internet access * Free parking * Company mobile phone

Av. António Feijó nº10, 4990-029 Pte. de Lima, Portugal

€ 870-1,500/month

Credit Manager – Where your talent turns dreams into reality64088537423617128

Indeed

Credit Manager – Where your talent turns dreams into reality

**Credit Manager – Where your talent turns dreams into reality** We're not looking for just another professional. We're looking for someone who sees in credit more than just numbers — someone who recognizes that behind every contract, there's a life project, a family, a dream, or a fresh start. If you have an entrepreneurial spirit, passion for helping people, and ambition to build something meaningful, then this is your opportunity. What you'll find here: * Purpose-driven mission: every day, you'll help families and businesses achieve their goals. * Freedom and autonomy: manage your own schedule and commercial decisions. * Excellent tools and support: training certified by Banco de Portugal, solid partnerships, and cutting-edge technology. * Real recognition: compensation proportional to your effort and results. Career progression opportunities. * Support and mentorship: a sales director committed to your success from day one. What we look for in you: * Ability to quickly build empathy and trust. * Passion for challenges and focus on results. * Energy, resilience, and strategic vision. * Experience in the financial sector is valued but not required — we train the best. Location: Penafiel \| Gandra Send your application to: soniapinto@dsicredito.pt Here, you won't just be a "Credit Manager". You'll be the link that turns dreams into reality. Job type: Part\-time, Full\-time Benefits: * Internet access * Flexible hours * Course reimbursement * Remote work Education requirements: * Secondary education (Required)

R. Alfredo Pereira 154, 4560 Penafiel, Portugal

Indeed

Credit Intermediary

**ARE YOU ALREADY WORKING IN CREDIT INTERMEDIATION? DS INTERMEDIAÇÃO DE CRÉDITO DE AMARANTE WANTS TO TALK TO YOU!** If you are already active in the credit intermediation sector, you know how demanding — but also rewarding — this market can be. At DS Intermediação de Crédito de Amarante, we understand this better than anyone else, which is why we are looking for professionals like you: experienced, committed, and eager to go further. **What do we offer you?** ✅ **Solid and nationally recognized brand** ✅ **Digital platforms and exclusive support tools** ✅ **Partnerships with leading banking institutions** ✅ **Continuous training and specialized support** ✅ **Autonomy and freedom to grow at your own pace** ✅ **Attractive commissions and scalable income model** With us, you're not just another intermediary. You're part of a team that values your journey, effort, and results. We want you to bring your experience and combine it with the strength of a market-leading brand. **Join us and take your career to the next level.** Type of offer: Part\-time Working hours: * Flexible schedule

Praça da República 142, 4610-116 Felgueiras, Portugal

Indeed

Teacher - Economics

**Profile:** * Bachelor's degree in the specific field to which you are applying or higher degree. * In-depth knowledge of school curricula and requirements for preparing students for national exams. * Strong communication skills with students and parents. * High work capacity. **Other Requirements:** * Residence near Braga or Vila Verde. * Mobility availability. **Join our team:** * We have 20 years of experience and are firmly established within our school community. * We are a reference in academic support, from primary to university education. * We invest in qualified, proven teachers and well-maintained facilities. * At our Study Academy, we aim to have the best Teachers and the best Results. Job type: Part-Time, Independent Application deadline: 08/09/2021

R. Monsenhor Manuel Gonçalves Diogo 42, 4730-773 Vila Verde, Portugal

Certified Accountant (M/F)638229390769951211

Indeed

Certified Accountant (M/F)

We are looking for a Certified Accountant with experience in financial accounting, taxation, and management support. Responsibilities Prepare and review financial statements and monthly, quarterly, and annual accounting reports Ensure compliance with tax (VAT, IRS, IRC, etc.) and legal obligations to relevant authorities Provide customized tax and accounting support to internal or external clients Analyze and interpret financial data to support management decisions Implement improvements in accounting processes and internal control systems Ensure compliance with national (SNC) and international accounting standards, where applicable Stay up\-to-date with relevant legislative changes Qualifications Bachelor's degree in Accounting, Management, Economics, or related field Minimum of 2 years of professional experience in accounting Strong organizational, analytical, and problem\-solving skills Ability to communicate clearly and effectively in writing and verbally Proficiency in accounting software (TOConline or equivalent) High ethical standards and confidentiality in handling information **We offer:** Integration into a positive work environment Competitive compensation based on experience

Largo O Povo da Barca 19, 4980-620 Pte. da Barca, Portugal

DevOps Engineer - AI Factory - F/M/NB638229268448031212

Indeed

DevOps Engineer - AI Factory - F/M/NB

Cegid is a European leader in **cloud business management** solutions for finance (cash\-flow, tax, ERP), human resources (payroll, talent management), CPAs, retail and entrepreneurial sectors. In today’s rapidly changing world, Cegid \& its **5,000 employees** make more possible by helping their 750,000 customers unleash their potential thanks to innovative and purposeful business solutions.**Make more possible**, is our vocation. It reflects who we are, how and why we do things the way we do them for our clients. Thanks to this, we can affirm that we work every day to **shape your future**, ours and our clients’ industries’ future. A future we have been defining for years with our employees, by inventing solutions that change the way people work, for a sustainable performance. **@AI Factory** The **AI Factory** is dedicated to advancing our management software through **AI innovation**. Our primary goal is to seamlessly integrate AI features into our product line, either by enhancing functionality and user experience or by recreating user workflows to take full advantage of AI technology. **What will you achieve?*** **Infrastructure Management and Provisioning:** Provision and manage infrastructure resources using IaC tools like Terraform or Ansible. Configure and manage cloud platforms such as AWS and Azure. * **Deployment and Release Management:** Plan, execute, and automate application deployments across various environments. Develop and implement rollback strategies for deployment failures. * **Monitoring and Observability:** Implement and utilize monitoring tools to oversee application and infrastructure performance. Proactively identify and troubleshoot issues, and analyze logs for system health insights. * **Security and Compliance**: Apply security best practices and manage access controls for infrastructure and applications. Ensure compliance with relevant security regulations and standards. * **Education \& Experience:** Bachelor's or Master's degree in Computer Science or a related field. 2\+ years of experience in DevOps processes, CI/CD tools, and cloud infrastructure (Azure preferred, AWS). * **Technical Skills:** Proficient in development/scripting with OOP (C\# preferred) and SQL databases. Skilled in infrastructure as code and configuration management tools (e.g., ARM Templates, Terraform). * **Analytical \& Problem\-Solving Abilities:** Strong analytical skills with proven problem\-solving and troubleshooting abilities. High dynamism and a focus on continuous improvement. * **Language Proficiency:** Intermediate to advanced level of English. We are not just looking for professional skills, we're also looking for talents who want to express their potential and open up new possibilities with us ! Above all, it's your curiosity, team spirit and sense of customer service that will make the difference. Our commitment At Cegid, **the diversity of our talents** is a wealth we cherish, by recruiting based on your **skills** and your **potential** to learn and grow with us. We offer you a professional environment where each person can thrive and express their uniqueness. Our commitment is based on **three fundamental pillars**: gender **equality**, **inclusion** of people with disabilities, and representation of **all diversities**. If you have a disability and need further information, please do not hesitate to contact missionhandicap@cegid.com Our benefits \> **Attractive** and transparent **remuneration** from recruitment \> **Hybrid work model** and **flexible working hours** \> **22 days of vacation** per year \> Health insurance \> Access to **online learning platforms** and internal academy \> Integration into **a dynamic, enthusiastic, and constantly growing team**

R. 25 de Abril 104, 4710-913 Braga, Portugal

Indeed

CREDIT MANAGERS (M/F)

**Job Description:** * Acquisition, follow-up, and advisory services for housing and personal loan applications. * Analysis, preparation, and negotiation with financial institutions to secure the best offers for clients. * Financial consulting. **What we are looking for?** * Proven experience in sales, banking sector * Strong communication and negotiation skills * Ability to work with targets and goals * Responsible individual * Entrepreneurial spirit * Computer literacy **What we offer?** * Attractive commissions * Career growth opportunities * Continuous training and specialized support Type of offer: Full-time, Part\-time

R. Alfredo Pereira 154, 4560 Penafiel, Portugal

Credit Manager – Paredes638229158355231214

Indeed

Credit Manager – Paredes

Credit Manager – Paredes *Function:* Assist clients in obtaining housing and personal financing. Analyze proposals and present suitable financial solutions. Ensure continuous and personalized customer support service. Manage credit processes from analysis to completion. *Desired Profile:* Excellent communication skills. Proactivity, autonomy, and client management ability. Basic computer skills (Excel, Word). We Offer: Integration into a dynamic and innovative team. Initial and ongoing training. Attractive commissions and career progression opportunities. Flexible working hours and remote work option. Continuous support and guidance. *Join the Future of Our Company* Job Type: Part\-time, Full\-time

R. 1º de Dezembro 2, 4580-021 Paredes, Portugal

Administrative Assistant (m/f)-Póvoa de Varzim638226560334091215

Indeed

Administrative Assistant (m/f)-Póvoa de Varzim

At iUTalent, we believe that true success arises from the perfect combination of happy people, genuine talent, unwavering commitment, and the power of technology. Currently, we are looking for an Administrative Assistant (M/F) for a leading company in the Póvoa de Varzim area. **Main responsibilities:** \-Provide telephone and in-person customer service; \-Manage and oversee maintenance of facilities; \-Perform external errands (post office, banks, etc); \-Coordinate purchases of office supplies and various services; \-Manage team travel schedules; \-Support in managing contracts with external entities. **Requirements:** \-Immediate availability; \-Fluent in English (mandatory); \-Proficient in Microsoft Office (mandatory); \-Valid driver's license (mandatory); \-Experience in similar roles. **Offer:** \-Integration into a solid company with career progression opportunities; \-Working hours from Monday to Friday; \-VB+SA. Type of offer: Full-time

R. Prof. Leopoldino Loureiro 10, 4490-677 Póvoa de Varzim, Portugal

Administrative-Financial Manager638226559640351216

Indeed

Administrative-Financial Manager

We are looking for an **Administrative-Financial Manager** to join our team during a period of growth and restructuring. **Main responsibilities:** * Daily financial management: payments, collections, banking and treasury. * Supplier management: negotiation of terms, monitoring deadlines, debt follow-up. * Purchasing of raw materials and services. * Support in purchasing and project planning. * Human Resources: hiring, contracts, payroll processing (in coordination with accounting). * Occupational Health and Safety (coordination with external company). * Support in preparing information for management and company restructuring. **Desired profile:** * Minimum 3\-5 years of experience in administrative/financial roles, preferably in SMEs. * Strong negotiation skills with suppliers and banks. * Organized, autonomous, and responsible. * Ability to work in changing/restructuring environments. * Proficiency in Office tools (Excel mandatory). * Spoken and written English (national suppliers but mostly international). * Good communication and interpersonal skills. * Deadline-oriented. **We offer:** * Integration into a restructuring company with strong growth potential. * Functional autonomy and direct contact with management. * Competitive salary based on experience. We are seeking someone who, beyond technical expertise, has **resilience and teamwork spirit**, to help us financially restructure the company and build its future. Employment type: Full-time Salary: €900.00 per month Benefits: * Meal card/voucher * Commercial discounts * Free parking Experience: * Administrative cash management: 2 years (Required) * Negotiation of terms and deadlines with suppliers: 2 years (Required) * Hiring, contracts, salary management: 2 years (Required) * Occupational Health and Safety: 1 year (Required) * Excel: 2 years (Required) Language: * English (Preferred)

R. Silva Vieira 71, 4750-334 Barcelos, Portugal

€ 900/month

General Administrative Assistant638226558446111217

Indeed

General Administrative Assistant

Will provide administrative and organizational support to various departments within the company, ensuring the smooth operation of administrative and operational procedures. \- Handle telephone and in-person inquiries; \- Assist in managing schedules, arranging meetings and organizing internal events; \- Manage and oversee maintenance of office spaces; \- Perform external errands (mail, banks, restaurants, etc); \- Receive, organize and digitize documents and correspondence; \- Coordinate purchases of office supplies and various services; \- Support management of contracts with external entities; \- Manage team travel schedules (hotels, flights, taxis, etc); Desired Profile: Secondary education (12th grade) minimum requirement; Minimum two years of experience in similar roles (preferable); Fluency in English language; Proficiency in Microsoft Office (mandatory); Strong communication skills; Sense of responsibility and organizational ability; Dynamism, proactivity and flexibility; Class B driver's license (mandatory); We Offer: Competitive salary according to qualifications; Professional and personal development; Integration into a solid company with career progression opportunities; Employment Type: Full-time Benefits: * Meal card/Ticket

R. Prof. Leopoldino Loureiro 10, 4490-677 Póvoa de Varzim, Portugal

Administrative / Financial Assistant638226558785291218

Indeed

Administrative / Financial Assistant

**Job Description:** * Central telephone support; * Administrative tasks such as: letters, e\-mails, copies, filing; * Analysis of customer and supplier current accounts; * Support the accounting department by performing invoicing and payments; * Issuance of accounting documents: Invoices, Credit Notes, delivery notes, customer returns and supplier returns; * Analysis of customer and supplier current accounts; * Support the accounting department by performing invoicing and payments; * Contact customers, suppliers, banks and other entities (public or private); * Manage and organize physical and digital archives; **Profile:** * Experience working with Primavera ERP; * Proficient in Microsoft Office; * Methodical, organized and responsible; * Good team player and dynamic; * Versatile and enjoys constant challenges. **LOCATION AND SCHEDULE** * Monday to Friday, from 09:00 AM to 6:00 PM; * Laúndos, Póvoa de Varzim **Contractual Conditions:** * Immediate start; * Full time; Job Type: Full-time

R. Prof. Leopoldino Loureiro 10, 4490-677 Póvoa de Varzim, Portugal

Call Center Operator - CLOSER638223330036491219

Indeed

Call Center Operator - CLOSER

**We Are Hiring Call Center Operators (Energy Market)** Do you enjoy communicating, are you dynamic, and are you looking for an opportunity with **attractive earnings** and **professional growth**? Then this position is for you! **Role:** * Contact potential clients in the energy sector to present solutions and **close contracts**. * Work **100% focused on sales** and **results**. **What we offer:** ✅ **Fixed cost allowance of 400€** ✅ **Attractive uncapped commissions** (the more you sell, the more you earn!) ✅ **Initial and ongoing training** – to become a true sales expert in the energy sector ✅ **Performance incentives and production bonuses** ✅ **All necessary work materials**, including a **database of qualified leads** ✅ **Dynamic and motivating work environment** **Work Location:** **Arcozelo – Barcelos** **Working Hours:** * Monday to Friday * **Shift options:** ⏰ **10:00 AM to 2:00 PM** ⏰ **3:00 PM to 7:00 PM** *(4 hours per day, ideal for balancing with other projects)* **What we're looking for:** ✔ Strong communication skills and ability to build rapport ✔ Sales-driven mindset and results focus ✔ Teamwork capability ✔ Dynamism, proactiveness, and resilience ✔ Willingness to learn and grow ✔ **Previous experience in sales and/or call center roles** (mandatory) If you're **ambitious**, enjoy **challenges**, and want to join a team with a **strong results-driven culture**, apply now! Job type: Part\-time Salary: 400.00€ \- 1,200.00€ per month Experience: * Customer service: 1 year (Preferred)

R. 25 de Abril 104, 4710-913 Braga, Portugal

€ 400-1,200/month