Description
Job Summary:
This role aims to manage an unsecured Non-Performing Loans (NPL) portfolio, focusing on amicable debt recovery to achieve the company’s strategic objectives.
Key Highlights:
1. Manage an NPL portfolio and implement value recovery strategies.
2. Communicate with customers to recover outstanding debts and structure payment plans.
3. Be part of a senior debt/credit recovery team.
The role involves managing an unsecured NPL (Non-Performing Loans) portfolio, with particular emphasis on amicable debt recovery, in order to meet the company’s objectives and strategic plan.
Key Accountabilities & Responsibilities
* Analyze and manage an NPL portfolio by applying internally defined strategies for debt recovery;
* Communicate with customers or other relevant parties to recover outstanding debts;
* Review and structure repayment arrangements;
* Update the status of various accounts in the company’s internal system;
* Manage all customer communications;
* Support and assist in due diligence for potential acquisitions;
* Prepare reports to support business performance and productivity.
**Person specification****:**
* Minimum completion of 12th grade; Bachelor’s degree preferred;
* You will join a senior debt/credit recovery team: prior experience in credit recovery is mandatory;
* Experience managing NPL – Non\-Performing Loans.
**Competencies**
People always come first; therefore, building customer relationships based on honesty, empathy, and respect is essential;
* Demonstrate strong communication and negotiation skills, proactively seeking optimal solutions and effectively handling objections;
* Possess organizational, prioritization, project management, and goal-oriented capabilities;
* Build interpersonal relationships and collaborate effectively within a team;
* Proficiency in and understanding of the English language;
* User-level knowledge of Microsoft Office applications.