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Job Summary: We are looking for an intern to join our Risk Management team, where you will take on real responsibilities and receive support to develop your credit risk analysis skills. Key Highlights: 1. Integration into a senior team that invests in your development 2. Exposure to real credit risk processes and tools 3. Opportunity to launch your career with a globally recognized brand Toyota Financial Services Portugal (TFS) is the financial arm of Toyota — a global brand with over 85 years of history and presence in more than 90 countries. In Portugal, we are a close-knit, approachable team with a culture where people feel supported from day one. We are seeking an intern to join our Risk Management team — a strategic area at the heart of the company’s financial decisions. If you have recently completed your undergraduate degree or are finishing your master’s program and are curious about data and financial risk, we want to meet you. **Type:** Professional Internship **Location:** Vila Nova de Gaia **What You Will Learn and Do?** From the start, you will take on real responsibilities, always supported by an experienced team. Your day-to-day activities will include: * Preparing and validating periodic credit risk reports — monthly, quarterly, and semi-annual — directly impacting company decisions * Working with real retail and corporate customer data and contributing to credit portfolio monitoring * Participating in identifying risk signals and Early Warning System analyses * Collaborating on preparing information for internal committees * Developing practical skills in Excel, databases, and financial reporting within a demanding professional environment **What Are We Looking For?** * Bachelor’s or Master’s degree in Economics, Management, Finance, Accounting, or related fields (recently graduated or completing master’s) * Genuine interest in data analysis, numbers, and detail * Intermediate Excel skills and SQL knowledge * Organizational ability, rigor, and deadline adherence * Intermediate English (reading and writing) **What Do We Offer?** * Integration into a senior team that genuinely invests in your development * Exposure to real credit risk processes and tools * The opportunity to begin your career with a globally recognized brand * Paid internship **At Salvador Caetano, we help people move!** At Salvador Caetano, we aim to contribute to an inclusive and representative future. We believe that talent diversity empowers our teams, fosters innovation-friendly environments, and drives business evolution. Here, we encourage differences and embrace them. Regardless of age, gender, ethnicity, or religion, Salvador Caetano promotes equal opportunities and ensures integration into a culture grounded in dignity and respect for all individuals.
