Pricing Actuary (Motor)

Description

Summary: Join Wakam's Motor Pricing team as an autonomous Individual Contributor to deliver end-to-end pricing and portfolio analysis, securing profitability and strengthening technical portfolio management across UK & Rest of Europe. Highlights: 1. Operate with high autonomy on end-to-end pricing & portfolio projects 2. Focus on securing profitability and technical portfolio management 3. Work with stakeholders in a multi-stakeholder environment **Who We Are** -------------- Wakam is a **B2B2C insurance company** that creates **white\-label insurance solutions** via its **Play\&Plug®** technology platform for more than **80 partners**. We provide most of our insurance products through **APIs** and host white\-label insurance solutions via our Play\&Plug platform. With a footprint spanning **32 countries**, Wakam is the **European leader in digital and embedded insurance**. Strongly committed to social responsibility, Wakam is a **mission\-driven company** dedicated to **"enabling transparent and impactful insurance."** **About the Team** ------------------ You will join the **Motor Pricing team**, which supports Wakam's partner portfolios by delivering **technical pricing excellence** and **profitability steering**. The team works in close collaboration with stakeholders across **Risk, Reinsurance, Data, Underwriting, and Partner Management**, and plays a key role in ensuring our Motor business remains **sustainable, competitive, and scalable** across markets. **Your Mission** ---------------- As a **Motor Pricing Contractor (Individual Contributor)**, you will deliver pricing and portfolio analysis work across the **UK \& Rest of Europe scope (excluding France)**. Your core objective is to **secure profitability** and strengthen **technical portfolio management** through robust pricing, performance monitoring, and actionable recommendations. You will operate with a high level of autonomy, taking ownership of projects **end\-to\-end** — from analysis and recommendation to deliverables ready for committee review and implementation. **✏️ Your Responsibilities** ---------------------------- ### **End\-to\-End Pricing \& Portfolio Projects** You will independently manage projects covering: * **New contract pricing**: profitability analyses, scenario testing, and pricing recommendations tailored to partner needs and constraints. * **Optimisation of existing portfolios**: performance diagnostics, identification of key drivers (mix effects, claims trends, inflation, drifts), pricing action proposals, and impact monitoring over time. * **Pricing tools \& technical assets**: maintenance and targeted improvements of datasets, models, scripts, and profitability reports, ensuring **quality, consistency of definitions, and reproducibility**. * **Partner reviews \& committees**: preparation of review packs and quantified analyses to support partner discussions and internal governance. **✅ Expected Deliverables** --------------------------- You will produce **ready\-to\-use, auditable deliverables** that can be used in governance settings and handed over smoothly, including: * Pricing notes and recommendations * Portfolio performance analyses and diagnostics * Committee materials (**slides \+ appendices**) * Quantified outputs (**tables, scripts, queries**) with light documentation enabling reuse and handover **What You Bring** ------------------ You bring strong technical foundations and relevant market expertise, including: * Proven expertise in **Motor pricing**, either in **European markets and/or the UK** * Experience in **Italy and/or Spain** is a strong plus * Excellent **actuarial and analytical skills**, with the ability to produce robust, decision\-grade analyses * Ability to deliver **committee\-ready outputs**, with structured narratives, clear assumptions, quantified impacts, and traceability * Comfort working with stakeholders across **Risk, Reinsurance, and Data**, and translating technical work into actionable recommendations **✨ Who You Are** ----------------- You are likely to thrive in this contractor role if you are: * **Highly autonomous**, with a strong sense of ownership and delivery discipline * **Structured and rigorous**, especially on auditability, consistency, and reproducibility * **Pragmatic and impact\-oriented**, focused on what truly drives profitability and can be implemented effectively * Comfortable operating in a **multi\-stakeholder environment**, and able to communicate clearly with both technical and non\-technical audiences **Hiring Process** ------------------ Our hiring process is designed to be **selective, transparent, and respectful of your time**: * **Initial interview with our Talent Acquisition Partner** * **Interview with our Pricing Lead Motor UK \& Europe** * **Technical Assessment (\+presentation)** * **Chief Interview with our Chief Underwriting Officer \- Motor and Mobility** * **Finale Interview with our People Partner** **\=\> Welcome @Wakam** **More About Us** Check out our website to learn about the 11 cultural markers that make Wakam truly special! If you're adventurous, impact\-driven, and ready to shape the future of insurance, we'd love to meet you! **What Makes Us Unique:** * True remote work flexibility with our Wakam From Anywhere (WFA) program \- yes, we even have a teammate working from a sailboat! * Flat hierarchical system promoting direct impact and autonomy * Monthly Free.day: dedicated time for personal growth and skills development * Lunch voucher with Swile card * A meaningful company: we became a Mission\-driven company in March 2021 * Work alongside passionate experts: who will share their knowledge and help you develop and grow in your career. At Wakam, our "Free to Impact" culture is built on four essential pillars that shape everything we do : ️ **Communication \& Knowledge Management** * Foster transparent collaboration across our flat organizational structure * Share knowledge freely in our highly collaborative environment * Contribute to our collective intelligence through open dialogue **Curiosity** * Embrace our monthly Free.day for learning and skills sponsorship * Think big and challenge conventional insurance norms * Stay eager to learn and explore new possibilities **Continuous Improvement** * Take initiative to transform the insurance industry * Turn challenges into opportunities for innovation * Constantly evolve our ways of working **Outcome Oriented** * Focus on impact rather than hierarchy * Drive results through clear objectives and autonomy * Transform bold ideas into concrete solutions ***At Wakam, we are committed to fostering an inclusive environment where diversity is celebrated. If you require any reasonable adjustments during the recruitment process, please feel free to reach out to your recruiter.***